Meet Brandon Mayo

I have been in the Real Estate business for over 16 years now, with that comes much experience. I have met many people, I have closed on many  homes and I have had the pleasure to build business relationships with many wonderful people.  Often I am asked who I recommend my clients to when they are looking for a mortgage,I have several great people and companies that I work with but today I want to talk about just one person that I have worked with for about 7 years now. I have been extremely happy with the service that my clients have received from Brandon Mayo and Union Savings Bank! I will continue to refer my clients to him in the future.

Recently Brandon and I talked and I asked him what advice he would give to a person that was interested in purchasing a home in today’s market and Brandon said “My advice would be to sit down and talk with me face to face. Understanding every fine detail without any distractions is important. Communication during the loan process is the thing that most people take for granted, but having things communicated well before you find the home you want to buy can alleviate 80% of all problems in the future. The other thing I suggest is understanding what all your expenses are in buying a home. Everyone wants the best interest rate, but often times, the closing costs can have more of an impact to your finances then the interest rate.  Education is key.

This is one reason I really enjoy working with Brandon, he is straight forward and easy to understand.

Brandon Mayo has been a resident of Avon for over 24 years having graduated from Avon High school in 1998 and going on to Kentucky Christian College and Ivy Tech. He graduated in 2001 with a Business management degree.

Brandon Mayo has been in the mortgage business for 8 years and is currently with Union Savings Bank in Avon Indiana, he has been with them since Sept 2009, previously he worked for Countrywide Home Loans for 5 years. Brandon deals strictly with Mortgages,  Brandon says that Union Savings Bank wants mortgages, US Bank believes they provide the most impact to a customer’s finances and they strive to be the best at what they do, that being mortgage origination.

If you are in need of a home and in need of a mortgage….as you can see we have you covered!

Make it a great week!

Chris Castetter

Per Brandon today’s rates at Union Savings Bank are 4.875%, But the kicker is their closing costs are only $395 for a purchase and $250 for a refinance.

“I actually rely very heavily on Chris. In many different aspects, and several not related to business or mortgages. However I would say one of the best attributes Chris has is his listening. It never fails to amaze me how his clients tell me he really listens to them. And I couldn’t agree more.  Whenever I am talking to Chris about anything, he always listens intently.” ~ Brandon Mayo June 2010If you would like to speak with Chris please contact him at 317 271-1700

Thinking of moving….do you pick your home by the school district it is located in?

Well…your answer may be yes….if you are a parent!

As parents when we make the decision to move it is a decision that can affect others….not just ourselves ! We also have to consider those little people who depend on us to keep their world safe! You know some homes have these really short people running around….eating all the food? We call them “children”  🙂

So when we decide that a move is in order what do we have to consider when thinking of little “Johnny” or “Jane”?

There are probably a number of things to take into consideration, among them high on our list….maybe even numero UNO would be SCHOOLS! Yes schools are important!!  There is so much information you may want or need to know before you even start looking for your next new home.  As a Realtor I know that one of the top 5 “needs” when looking for a new home is school district followed by “fireplace” as a close second!  LOL  Of course this is just my personal observation of families with these short people in residence! it is not an official scientific statistic!

Giving the fact that schools are so high on the list of needs when looking for a home I thought that many of you may find this link helpful!

Great Schools!

One of their current articles is right on the home page ticker……

Top Cities 2010…best schools for your housing dollars!    Great read!  Enjoy!

Need Real Estate help please call Chris Castetter at 317 271-1700

203K Loan…….what is it?

Traditionally when a homebuyer wanted to purchase a home that needed work he would have to go through a complex set of steps including multiple loans, possibly high interest rates and ultimately a permanent loan to pay off the interim loans acquired to pay for construction as well as the original home price.

The section 203K program was designed to address this situation.  The borrower can get just one loan with this new program, it can be a fixed or adjusted rate loan and can be used for the acquisition as well as the rehab of the property.  To determine the amount of the loan the lender will consider the value of the property after the work has been completed.

For more information on this new program click on the Renovation Generation link below or give Chris a call at 317 271-1700

Renovation Generation – 203K Loans FAQ

FC Tucker Ranked 18th Largest in America!

According to a recent article in Real Trends FC Tucker is the 18th largest Real Estate Company in America. Real Trends is the Nations leading publisher of trends and analysis on the residential real estate brokerage industry !

Fc Tucker was named the 18th largest Diversified Real Estate Company in America in an article recently published by Real Trends. In the article Real Trends identified the  25 largest housing services firms from a survey of over 1000 leading brokerage firms in the United States.

As you can imagine FC Tucker is excited to be included on this list, although FC Tucker could not have achieved this ranking without the hard work and commitment of its agents and brokers!

Chris Castetter is located at the FC Tucker office in Avon on Rockville Road.